Questions

 

Seniors

  • Caregivers
    • Question: I need info pertaining to my rights power of attorney for my father and how to keep ex-stepmother from getting his pension.
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    • Question: Do I need long-term care insurance?
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    • Question: How do I begin to file probate if there is no will?
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    • Question: My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
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    • Question: I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?
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  • Making Ends Meet
    • Question: Can I get a tax break if I downsize to a smaller home
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    • Question: If I am receiving Social Security income, can my creditors get a hold of it?
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    • Question: I have taken early soc sec retirement. When my wife retires in three years, will she receive her own sep soc sec income based on her working years?
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    • Question: I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?
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    • Question: What steps are taken by an escrow company to collect a balloon payment before they forclose?
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  • Choosing Where to Live
    • Question: Can I get a tax break if I downsize to a smaller home
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    • Question: Can a landlord turn me down as a tenant because I am a senior?
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    • Question: Can my landlord evict me for any reason at all?
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    • Question: Can I stop the eviction if it will leave me without a home?
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    • Question: Can I install grab bars, lower my countertops or make other needed modifications against my landlord’s objections?
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  • Health Care
    • Question: What is Medicare?
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    • Question: As a veteran, am I entitled to additional health benefits?
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    • Question: Do I need long-term care insurance?
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    • Question: Where can I get more information about Medicare and my various health care options?
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    • Question: are clinics allowed to charge interest on medical bills? are they required to file claims with my secondary insurance after medicare? can they refuse treatment for a balance on an account after medicare has paid?
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  • Consumer Scams
    • Question: How can I avoid being solicited by telemarketers and marketing mail?
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    • Question: This scam is of a different nature. A seemingly nice looking man contacted me on Myspace with all the sweet words, found I was living on SSI and offered me a job. The job was what caught my attention, and this job is posted elsewhere, to buy certain "materials list" of a particular printer, ink, software to print so called payroll checks. He also offered me a chance to buy stock into Midwesttextiles.com. I have all his info where he wanted me to send the money by Money Gram. He also wanted my acct number to pay me for my work. They would send the "materials list" to me if I would like to invest. Since this is of a different nature, do I report it to AZ Attorney General or US?
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    • Question: What about lemon laws in AZ for used cars? My rights.
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    • Question: My father who is 70 years old was approached by a Phoenix company. How do I find out if this company is legitimate? I think it's a scam and want to convince my Dad - as he is already filling out the paperwork. Thank you for your help in this matter.
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    • Question: What is the definition of habitable under AZ law. If move into apt. that has new carpet that makes one sick would that be uninhabitable? Thanks
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  • Planning Ahead
    • Question: I need info pertaining to my rights power of attorney for my father and how to keep ex-stepmother from getting his pension.
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    • Question: What is the difference between a 'living will' and a 'last will and testament' type of will?
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    • Question: What is a living will?
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    • Question: Can I be barred from handling my own affairs for any reason?
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    • Question: What is a conservator?
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  • Dealing with Debt
    • Question: Should I file for bankruptcy if I cannot pay my debts?
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    • Question: If I am receiving Social Security income, can my creditors get a hold of it?
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    • Question: Can I lose my home if I fall behind in my mortgage payments?
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    • Question: I am being sued for a past credit card debt from 2002. What is the statute of limitations for collection and can the new creditor garnish my wages?
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    • Question: I owe a debt to a creditor for medical expenses. The creditor has increased the debt by charging me a penalty for not paying on time. Is this legal? Are all late fees penalties?
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  • Staying on the Job
    • Question: What is the Americans with Disabilities Act (ADA)?
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    • Question: I have taken early soc sec retirement. if i exceed the soc sec ceiling on income next year (2007), when and how is the benefit adjustment made to my current soc sec check. Do I have to file anything?
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    • Question: When is it NOT LEGAL to terminate an employee; i.e., what are the grounds for termination of employment that the law prohibits?
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    • Question: If I feel I earned more than I was paid, is there a government organization I can call to confirm that?
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    • Question: I am a Registered Nurse and have worked continuously as a RN in the Phoenix area for 37 years. This year a requirement for proof of citizenship is required. I have my Certified birth Certificate but it is not acceptable by the State Board of Nursing because my first and middle names are reversed from what the Arizona State Board of Nursing have on file. The only documentation I received to verify the change was my social security card. I am a Medicare Benificiary and I receive Social Security Benefits. I have been researching the accepted lists for proof of citizenship and find that Arizona states if you have been accepted into the Medicare program no other proof of citizenship is required. I have been a Medicare Benificiary since I was 65, a total of 6 years. However, the Arizona State Board of Nursing lists do not include enrollment in Medicare as proof of Citizenship. What can I do to prove I am a United States Citizen?
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  • Divorce and Remarriage
    • Question: which court do I need to go to and where can I get forms for a divorce in Maricopa county?
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    • Question: do I lose my rights to my child if a grandparent is apointed permanent guardian?
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    • Question: Can I get an anulment instead of a divorce?
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    • Question: Is there a time limit between filing a legal seperation and filing a divorce?
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    • Question: where can i get free or very low help in filling out a qualified domestic relations order (qdro)
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  • Losing Spouse/Parent
    • Question: My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
      See Answer
    • Question: My late husband suffered from Alzheimer's Disease when he borrowed money and signed documents that deeded his home to another person. That person refuses to return title of the home to my late husband's estate even though the loan was paid off in full. What are my rights?
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    • Question: When a person passes away are the outstanging debts,like credit cards passed on to their adult children?
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    • Question: My father is on his death bed in bullhead city. All past wills have included #1 I want to be buried in the nearest VA cemetary. His current wife of 3 years has paid for a cremation. She has a new will and will not produce it to any of 3 children. She has power of atty. We also believe she requested he be taken off cardiac meds when going into hospice, and believe this was negligent?? When does she need to produce a will?? Please help
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    • Question: If my 81-year-old husband predeceases me without a will, how is his estate settled? We have no children together, but he has three grown daughters. The bank accounts, house and car pass to me because we own them jointly with right of survivorship, but what about other property he owns by himself?
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  • Finding Care
    • Question: Can I request "in-home" assistance thru AHCCCS? We are in need of assistance for someone with mild Alheimer's as reminders for taking medicine and for personal health & safety a few hours a day. Is this possible thru AHCCCS?
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    • Question: how may i check status of ssi claim
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    • Question: Where can I go in Yuma to get an absessed tooth pulled under AHCCS?
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  • Elder Abuse
    • Question: Should I seek counsel in a case where I ihave a protective order and defendant filed an answer with a lawyer?
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    • Question: Is there a law or work on a law regarding couples involved in domestic violence requiring them to seek counseling separately. Or, more specifically, if doing counseling with a couple when domestic violence is apparent, are therapists then required to refer to separate therapists for the individuals of the couple?
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    • Question: what is the meaning of domestic violence, and how many years can you get for this
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    • Question: If someone puts an order of protection or a restraining order against me, it is good for 1 year from service. But how long after does it stay on my personal file.
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    • Question: What should I do if I suspect that my caregiver is stealing money from me? How can I prove that this is so?
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  • Getting Assistance
    • Question: How do I get my file \case number?
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    • Question: What steps must be taken to obtain a Judicial Determination of Heirs in Arizona?
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    • Question: What are the duties of a personal representative in probate?
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    • Question: Is Arizona a common-law marriage state? If two seniors have been living together for more than ten years without being married and one passes away, will the living senior be responsible for the debts of the deceased.
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    • Question: Can I file for bankrupsy if I face forclosure?
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  • Resources for Seniors
    • Question: Where can I get more information about Medicare and my various health care options?
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    • Question: How can I avoid being solicited by telemarketers and marketing mail?
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    • Question: Small Claims Court -- What are the boundaries of cases that can be brought before this court?
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    • Question: Our living will was updated for the state of California; should it be updated for Arizona since this is our primary residence?
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    • Question: Our living TRUST was updated for the state of California; should it be updated for Arizona since this is now our primary residence?
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