While title, payday, and internet loans may be necessary for emergency money needs, they’re expensive. Would you pay $750 for a TV that was selling for $500? That’s what you dong if you borrow $500 and end up paying back $750. Before you sign, take a close look at how much you will end up paying and ask yourself “Is it worth it?" The less you borrow the less you’ll have to pay back – don’t let them talk you into taking more than you really need.