Question: One of my creditors has chosen to sue me to collect a debt. Supposedly a judgement was issued against me, but the paperwork was so confusing, I could not understand it. I do not own a home or a car and my only income is Social Security. The letter from the agency selected by the credit card company says there are various means they can use to collect. My question is, what CAN they do to me? A call to the agency got me nowhere. I am also the sole caregiver for my handicapped mother.
Answer:
Our article on debt collection is a great source for information regarding what debt collectors can and cannot do, what your rights are, and how to report unfair debt collection practices. Debt collection matters are very complex, the advice of an attorney can be helpful.
For additional help and possible legal aid options, please see this link.
June 29, 2011