Medigap is supplemental health insurance that can help pay some of the expenses that are not covered by Medicare. For example, it may cover co-payments or some additional costs for a prolonged stay in a skilled nursing facility. As of 2006, new Medigap policies cannot, however, offer prescription drug coverage. Medicare now handles such coverage. (See the Medicare article on this webite)
Health Care
Health Insurance after Retirement
Understanding your health care rights, sorting through insurance policies and finding a way to pay your medical bills can be daunting tasks. But there are resources to help educate you about your rights and help you weigh your options.
Medicare is a federal health insurance program that primarily covers Social Security recipients who are at least 65 years old. It also covers those who are younger but have certain disabilities, need kidney dialysis or a kidney transplant. Note that Income level and assets have no bearing on an individual’s eligibility for coverage.
The Arizona Office of the Attorney General website section for seniors contains forms and instructions for Living wills, Durable Health Care Power of Attorney, Life Care Planning and General Information about Arizona Laws related to future incapacity.
